Shirk

How to Make Your Own Printable Invitations for Any Occasion

2007-12-03T01:26:00.000-08:00

Even with modern technology like email and cell phones, printed invitations have remained the most common way to let people know about your upcoming party and will continue to remain popular due to the timeless rules of party etiquette. Invitations can be a major cost, especially for large parties, like weddings and some baby showers. However, with a little creativity and time, you can make your own printable invitations, even if you have no artistic skills.

1. The first step is designing your card. You can use a simple word processor like Microsoft Word and if you want, you can go to the Adobe's website at http://createpdf.adobe.com to convert your file into a pdf file. Select the proper dimensions and print out a sample on some plain white paper just to make sure it is the right size.

2. Next, you will want to find the proper card stock to print out your invitations on. Your local office supply store will have these and you can purchase them inexpensively there.

3. Use the word processor to insert text boxes with the words you want on your invitation. Play around with the fonts and text color.

4. There are many sites that offer free clip art and pictures that you can use for your invitations. Just do a search for "free clip art" on the search engines and you will find many sites that provide these services for free. Browse through and download the pictures you want and then insert them into your card at the desired location.

5. If you use a background image, make sure it does not obscure the text on the card. Ideally, background images should be watermarked. Most word processors will allow you to select background images and make them watermarks. Another alternative is to click on all the text boxes and give them solid colored backgrounds.

6. Need a catchy poem or verse? Once again, you can search the internet for related verses. For example, if I am making baby shower invitations, then I can search for "baby shower poem" or "baby verse" and any other related phrases.

7. Save the master copy of the finished card and print out a sample copy on plain paper to see what it will look like. If it looks good, then you can start personalizing each card and printing it out on card stock.

8. If you do not have a color printer, then create a personalized copy for each guest and save it as a separate file on a disk. Take the disk to your local print shop and have them print out a invitation for each guest. Some print shops may even print out the invitations for you if you give them the guest list and template. A print shop will cost more than printing them out yourself, but probably less than buying invitations from somewhere else. Plus the product should look very professional and they may even have the right card stock available. Additionally, print shops can do engraved invitations as well, which are good for upscale occasions like weddings.

Some other guidelines include try to stick to a central theme, don't try to use too many pictures and colors, and compare your card to others at card stores to get a feel for what a good invitation should look like. Remember that most invitations are simple and have just a few graphics and maybe one verse. As you can see, there are infinite possibilities when creating your own party invitations and not only is it a fun project, but will also save you money.

About the Author - Criss White is a professional web writer on baby and new mother topics for baby and pregnancy websites. For baby shower supplies, information, and more baby related articles by this author, visit My Baby Shower Favors (http://www.mybabyshowerfavors.com).

Note: If you find this article useful, you may reprint it on your website, e-zine, or in your newsletter as long as the credits above remain in tact and the hyperlinks stay active.

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How To Treat Dry Hair

2007-12-02T18:54:00.000-08:00

Hair is a remarkably tough material but over time abuse can wreak havoc with its natural properties. The hair becomes weakened, loses its elasticity and shine and becomes dull, brittle and eventually breaks. Hair is composed primarily of proteins (88%). These proteins are of a hard fibrous type known as keratin. Keratin protein is comprised of what we call "polypeptide chains. Hair normally has a moisture content of approximately 10%. Dry hair is hair that does not have enough moisture and oil to maintain its normal sheen and texture. Dry hair may result from too much washing, harsh detergents, a dry environment, inadequate diet, or underlying conditions, such as those due to malnutrition. Dry, brittle hair may be a symptom of metabolic diseases such as hypothyroidism and Menkes kinky hair syndrome. Dry hair is often caused by too much time in the sun, chlorine, salt water, over-shampooing, permanents, heat styling, or neglect. Healthy, silky hair is something we all want, but in our fast paced, fast food world, dry hair is what many of us have.

The long, luxurious locks on models in fashion magazines and the flowing curls of the girls on shampoo bottles may seem out of reach for the rest of us, but take heart. Dry hair may be the result of several factors, such as an unhealthy lifestyle, poor diet lacking vitamins and nutrients, or the usage of products containing ingredients too harsh for your hair. Dry hair does not need washing as often as normal or greasy hair. Dry hair should be washed with a gentle shampoo. Massage the scalp to stimulate the follicles and loosen dandruff/dirt that may be clogging the pores. Use a swimming cap while in pools or salt water, and always rinse hair thoroughly after swimming. Heat styling such as hair dryers, curling irons, and hot curlers all cause dry hair. Perms, bleaching and color treatments cause dry hair as well. Use a soft brush for dry hair, taking care not to tug through knots.

Brushing the hair from top to bottom will also stimulate the scalp and bring sebum down to the ends. Exercise and a good night's rest are good for the rest of your body, but they also help treat dry hair. Exercise contributes to proper blood flow, and sleep will give you better health overall. Many times dry hair indicates a poor diet or even mild dehydration. Always drink plenty of water, eat a balanced diet of good proteins, fats and carbohydrates, and consider vitamin and mineral supplements. Vitamins A, C, E, and calcium are all good for treating dry hair. Do not wash your hair every day. Let your scalps natural oils help treat your hair. Use a shampoo that contains humectants (like panthenol or glycerin) which will encourage water to bind to your hair to reduce dryness. Avoid coloring, straightening, or perming your hair. Apply a few drops of safflower oil to your hands, rub them together, and then work some of it into the ends. Eat plenty of essential fatty acids (but avoid cholesterol).

Dry Hair Treatment Tips

1. Take a few drops of safflower oil in your palms and carefully take your hair (while dry).

2. Leave this in your hair for atleast 2 hours before washing.

3. Use a moisturizing shampoo and conditioner (on ends only) every other day. Rinse with water alone on off days.

4. Avoid heat-styling (blow-drying, flat-ironing) as often as possible because it damages your hair.

5. Use a cold water rinse (this closes hair shafts, makes hair shiny, and lessens the chance of breakage and split ends).

6. Apply 5 tablespoons of honey on the scalp and hair.

7. Massage your hair with warm almond oil.

8. Do not wash your hair every day. Let your scalps natural oils help treat your hair.

9. Apply the conditioner only to the ends of your hair.

10. Avoid coloring, straightening, or perming your hair.

Juliet Cohen is an expert in Dry Hair and Hair Care. Various Hair Styles Ideas for different hair types.

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Survival Tips for the Working Mom

2007-11-30T08:34:00.000-08:00

It is easy to get frustrated with life when you feel like you are managing more than you can really manage and doing a thankless job at that because things never seem to be perfect. But what is difficult is to fight back like most of the working mothers out there have to do in order to continue with their own careers. 'Everything Done To Perfection' is never going to happen and even stay at home moms can't boast of that, so once and for all, get out of that frustration. But that said, there are some surefire ways that can help you manage your time and your entire life in a better way. We share with you some of the ways that successful working moms have shared with us in their interviews on Dot Com Women and who want all the working moms of the world to read and benefit from their experiences.

1. Organize Your Time

Wake up before kids do. Grab a peaceful fifteen minutes for yourself and do whatever you like. It could be reading the morning newspaper with a cup of coffee or doing stretching exercises or meditating or just sitting in your porch or garden with a cup of tea or coffee. Have a shower, make the kids' lunches and your own if possible. Before you leave for work, put your laundry into the washer and use slow cookers to start cooking the dinner.

After you come back from work, spend time with kids. Talk to them about what happened at school and check their school work. Use the evening to get prepared for the next morning. Lay out children's clothes and chop/freeze for the next day's meals.

2. Get Help from Your Family

Enlist your husband and kids' help in doing household chores. While you still need to do the most of the work yourself, divide a considerable amount of work between other members of the family so that the work gets done quickly and none of the other members feel bogged down by too much work. Tasks such as cleaning the house which otherwise never get done, can be performed daily if you assign it to the kids. This will also teach your kids to be responsible.

You can also ask your husband to take the kids out to the nearby park so that you can get an extra couple of hours. This is especially handy when you have overdue housework or an important work assignment from your office.

3. Make Your Life Easy

Make your lifestyle easy by buying gadgets and using services that can really make things easier for you. Look for small appliances that can help you in the kitchen in your busy mornings. Keep some easy-to-make or ready-to-eat food at hand for emergency situations when you do not have the time to prepare full meals. Hire household help if you can. Utilize community services that charge you a small sum for bringing home your groceries, washing your car or paying your bills for you. Use the internet to shop from home and save valuable time which you can spend with your kids instead.

4. Prioritize

It is for you to decide and prioritize your day. Is it a spotless home that you really want or do you think you should do something special for your husband or your kids. Is there a way to do both? Similar questions arise when you get stuck between an important meeting with a client and attending your child's ballet recital. Learn to set your priorities right. While you obviously want to be at the recital, you cannot always set it to be your top priority. Ask your husband for support and make sure that at least one parent is there for your kids. Be aware that your husband could also need such support and you should make it possible for him to miss your son's baseball match for his meeting while you take his place at the match.

And when you do miss out on anything that is of special importance to your kids or your husband, take the time to make up for it by asking about it with interest and getting all the details no matter how tired you yourself are. Chances are, that your husband and children will really understand your situation and support you.

The key to being a good mother is staying happy and sane, whether you work or not. Minimizing your guilt feeling about not doing enough for your family and feeling at peace deep inside your mind is what will help you manage your personal and professional lives in a more efficient way and enjoy your life with your dear ones.

Working Mothers all over the world can relate to this article and we hope, find some support in it. For more tips, advice and resources forWorking Mothers, Freelancing Careers and Household Finance & Budgeting, visit the Work & Finance Channel of DotComWomen.com.

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Pure Moods: Playing New Age Piano

2007-11-29T15:52:00.000-08:00

Mood music has been popular for a very long time. Way, way before New Age music was established, we've had compositions like "The Planets" by Gustav Holst, "Water Music" by Handel, and "Snowflakes are Dancing" by Claude Debussy.

Of course, it wasn't called "mood music' back then, but people loved the idea of listening to something titled "Grand Canyon Suite" and being led by the music through what the composer experienced. Pieces like "On the Trail" and "Painted Desert" led the listener through the composer's imagination and allowed for a journey into sound.

New Age piano continues this love of descriptive music and has made it's own contributions. CDs like George Winston's "December" are platinum-selling albums because they allow listeners to experience the feeling of walking in snow on a cold winter's day or reminiscing about the upcoming holidays!

The CD "Yosemite" by Rick Erlien also celebrates nature's beauty through music and has also been a best seller. It's not surprising. After all, people have loved descriptive music for centuries now!

The great thing about New Age piano is that it's quite easy to learn! Years of studying theory and harmony are not required. In fact, because of its improvisational approach, students can jump right in and begin creating their own unique music right away!

Edward Weiss is a pianist/composer and webmaster of Quiescence Music's online piano lessons. He has been helping students learn how to play piano in the New Age style for over 14 years and works with students in private, in groups, and now over the internet. Visit www.quiescencemusic.com/piano_lessons.html now and get a FREE piano lesson!

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Herpes Transmission - How Does One Avoid Getting The Herpes Virus?

2007-11-29T08:23:00.000-08:00

Herpes transmission can occur in various ways. The two most common ways are by kissing and by vaginal intercourse, however, it doesnt stop there.

When you think of intercourse, do you think about all types of intercourse and sexual activity that you can engage in? Do you realize that it can be transmitted by skin-to-skin contact as well? Did you know that it is possible self-infect? In order to take necessary precaution to protect yourself and your loved ones, you need to be fully aware of the ways you can transmit this disease.

As stated before, the transmission of herpes can occur in various ways. It can even be transmitted when youre not suffering from symptoms. In some cases, symptoms can be so mild, that they go unnoticed. In other cases, the symptoms are noticed, but not recognized as a herpes outbreak.

If you are a carrier of the herpes virus, whether oral or genital, it is important to remember that herpes transmission can occur even during the times when there is no visible outbreak. As a general rule, it is best to avoid skin-to-skin contact with someone when lesions are present. Take necessary precaution between outbreaks as well to keep the virus from spreading. For instance, if you have a visible cold sore, avoid kissing someone, especially children, due to their weaker immune systems. Another way to take precaution is by using a condom during intercourse between outbreaks.

The transmission of herpes is rapidly growing. Every year, it is estimated that another million people in America become carriers of the virus. This is mainly because the symptoms go untreated. There are many ways to manage your outbreaks, including some natural topical treatments that can be used safely, without the side effects that can be obtained from some prescription drugs.

Herpes transmission can also occur by touching an affected area and then touching an unaffected area. Yes, you can self-infect another area of your body. Be sure to wash your hands thoroughly after coming in contact with sores. This goes for anybody. If you arent sanitizing your hands, you can infect anyone around, especially kids. If you have children, be extremely cautious. Avoid touching their eyes, or face, because they could contract not only oral herpes, but ocular herpes as well.

As was mentioned earlier, the transmission of herpes, when referring to genital herpes, goes further than vaginal intercourse. Performing oral sex on your partner can transmit the disease. This means that a person can contract oral herpes from someone that has genital herpes. On the flip side, if your partner is a carrier of oral herpes and performs oral sex on you, then you can obtain genital herpes. Engaging in anal sex can also spread the virus, leading to lesions on the buttocks and anus. Another way that it can be transmitted is by masturbation. If you touch your partner and then touch yourself, you can contract genital herpes as well.

The ways to contract the disease are endless. If you knowingly carry the virus, then its your job to be educated on herpes transmission. It is your duty to protect those around you, and it is important to protect yourself. If you suffer from herpes in any way, it is important to remember that you can still maintain a fulfilling and active personal and sexual life. Once you have your outbreaks under control, you can life your life to the fullest.

Sheldon Miller is a health researcher who has been studying natural remedies for herpes and other STDs for many years. He is a regular contributor to Herpes Treatment Guide. Learn about the transmission of herpes and treatment options on the site.

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Great News for Horny Guys

2007-11-27T07:17:00.000-08:00

The good news is finally here. For all the guys that have been turned down and embarrassed. This is just what you have been waiting on to happen.

Now more than ever more and more women are getting on the "Friends with Benefits" bandwagon. With the shortage of men willing to commit more and more women are not going to go without. They are realizing that an honest relationship built on friendship and sex is a viable option to "Mr. Lonely" the toy.

The old days are gone. You no longer have to lie, cheat and beg to get sex. There are women out there who are as ready as you are without the strings of a relationship. You can actually be honest. I know that will be a change for a lot of you, but it will be worth it.

Imagine, no more creeping, lying and hurting someone else just so you can get what you need. Now you can enjoy your time together even more because the guilt of using someone is not there.

What does that mean to you. These are the women that you are looking for. They are out there you just have to find them. Looking in the streets can be tough because it is not like they have a sign on their foreheads, "Desperate and Horny".

It is not like you can just walk up to a sexy woman squeezing the melons at the grocery store and say, "How would you like to squeeze mine". Trying to find a woman like this out in public can be hard.

But wait, there is more good news. The internet is here to save the day. There are actually sites where women are looking for guys to "hook up" with. Friends with Benefits has never been easier.

http://hotwomensecrets.com

Frustrated by the lack of sexy women that you are meeting? Disappointed in the lies you are being told? Go here for the real truth about finding the women you want.

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Car Financing- A Precise Guide

2007-11-27T01:19:00.000-08:00

If you are planning to buy a car it is prudent to plan your finances beforehand. The most preferred mode of financing a car purchase is to opt for a car loan. Using liquid cash in hand is not a very viable option to finance a car purchase. Liquid money is meant to be invested and not to be expended. On the other hand a car loan does not make a hole in your pocket as the loan amount is repaid in EMIs. However, with a range of car loans to select form, it is wise to select the financing option that best suits your needs.

So, if you want to buy a brand new car, check whether you can afford it. Check out the various car loans offers and zero in to the one that is authentic and offers the best interest rates along with acceptable terms and conditions. Once everything is in place, the EMIs should not bother you much. On the contrary, if you do not have enough financial inflow to repay the loan amount for the car you want, it is better to either compromise with a low priced car model or else opt for a used car loan. Used cars are as good as new ones, provided you know the technicalities well enough. Buyers should make sure that a second hand car is not old enough and has not been used extensively. A six-month-old car that had been running for six hours everyday is as good as a two year old car. Rather a one-year-old car that has not been used so extensively is a much better bet. Take note of whether the car has any pre-existing physical damages or not. If you are not very sure of the technicalities, then hire an expert who can guide you through the process. Moreover, the advantage of a used car over a new one is the lower rate of depreciation. A new car, once it is out of the showroom starts depreciating at a much higher rate whereas a used car depreciates at a much lower rate as compared to that.

Some car financing companies look for the credit record of the customers. A bad credit history might render an applicant ineligible for a loan. Such applicants with a poor credit history need not worry about getting the loan. Many financial institutions offer bad credit car loans. These car loans may charge a higher rate of interest as compared to the general car loans but eventually it facilitates a hassle free car purchase. Furthermore, one who has opted for a bad credit car loan can improve his credit history over a period of time and then refinance it with a general loan that has a lower rate of interest.

Financing a car purchase is not that complex after all. All you need to ascertain is your affordability and financial inflow and then opt for the loan that you are comfortable with.

Alfred Anderson has rich experience in the field of online brand marketing. His interests includes Internet marketing and research on emerging online business trends. Bad Credit Car Loans

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What Causes Anger?

2007-11-26T18:54:00.000-08:00

Anger is a strong emotion of displeasure caused by some type of grievance that is either real or perceived to be real by a person. The cognitive behavior theory attributes anger to several factors such as past experiences, behavior learned from others, genetic predispositions, and a lack of problem-solving ability. To put it more simply, anger is caused by a combination of two factors: an irrational perception of reality (It has to be done my way) and a low frustration point (Its my way or no way). Anger is an internal reaction that is perceived to have a external cause. Angry people almost always blame their reactions on some person or some event, but rarely do they realize that the reason they are angry is because of their irrational perception of the world. Angry people have a certain perception and expectation of the world that they live in and when that reality does not meet their expectation of it, then they become angry.

It is important to understand that not all anger is unhealthy. Anger is one of our most primitive defense mechanisms that protects and motivates us from being dominated or manipulated by others. It gives us the added strength, courage, and motivation needed to combat injustice done against us or to others that we love. However, if anger is left uncontrolled and free to take over the mind and body at any time, then anger becomes destructive.

Why We Need to Control Anger

Just like a person who is under the control of a street drug-a person under the influence of anger cannot rationalize, comprehend, or make good decisions because anger distorts logical reasoning into blind emotion. You become unable to think clearly and your emotions take control of your actions. Physiologically speaking, anger enacts the fight or flight response in our brain, which increases our blood pressure and releases adrenaline into our bloodstream, thereby increasing our strength and pain threshold. Anger makes us think of only two things: (1) Defend, or (2) Attack. Neither of these options facilitates a good negotiation.

Internal Sources of Anger

Our internal sources of anger come from our irrational perceptions of reality. Psychologists have identified four types of thinking that contribute to anger.

1.Emotional reasoning. People who reason emotionally misinterpret normal events and things that other people say as being directly threatening to their needs and goals. People who use emotional reasoning tend to become irritated at something innocent that other people tell them because they perceive it as an attack on themselves. Emotional reasoning can lead to dysfunctional anger in the long run.

2.Low frustration tolerance. All of us at some point have experienced a time where our tolerance for frustration was low. Often stress-related anxiety lowers our tolerance for frustration and we begin to perceive normal things as threats to our well-being or threats to our ego.

3.Unreasonable expectations. When people make demands, they see things as how they should be and not as they really are. This lowers their frustration tolerance because people who have unreasonable expectations expect others to act a certain way, or for uncontrollable events to behave in a predictable manner. When these things do not go their way, then anger, frustration, and eventually depression set in.

4.People-rating. People-rating is an anger-causing type of thinking where the person applies a derogatory label on someone else. By rating someone as a bitch or a bastard, it dehumanizes them and makes it easier for them to become angry at the person.

External Sources Of Anger

There are a hundreds of internal and external events that can make us angry, but given the parameters of a negotiating situation, we can narrow these factors down to four general events.

1.The person makes personal attacks against us. The other side attacks you along with the problem in the form of verbal abuse.

2.The person attacks our ideas. The other side chops down our ideas, opinions, and options.

3.The person threatens our needs. The person threatens to take away a basic need of ours if they do not get their way i.e. Ill make sure youll never work in this city again.

4.We get frustrated. Our tolerance level for getting things done might be low or affected by any number of environmental factors in our lives.

Factors That Lower Our Frustration Tolerance

1.Stress / Anxiety. When our stress-level increases, our tolerance for frustration decreases. This is why there are so many domestic disputes and divorces over financial problems.

2.Pain. Physical and emotional pain lowers our frustration tolerance. This is because we are so focused on taking care of our survival needs, that we do not have time for anything or anyone else.

3.Drugs / Alcohol. Drugs and alcohol affect how our brain processes information and can make a person more irritable or bring forward repressed emotions or memories that can trigger anger.

4.Recent irritations. Recent irritations can also be called having a bad day. Its the little irritations that add up during the course of the day that lower our tolerance for frustration. Recent irritations can be: stepping in a puddle, spilling coffee on your shirt, being late for work, being stuck in a traffic jam, having a flat tire.

Recognizing the Physiological Signs of Anger

By recognizing the physiological signs of anger, we can attune ourselves to know when it is time to take measures to make sure that our level of anger does not get out of control. Here are some symptoms of anger:

1. Unconscious tensing of muscles, especially in the face and neck.

2. Teeth grinding

3. Breathing rate increases dramatically

4. Face turns red and veins start to become visible due to an increase in blood pressure

5. Face turns pale

6. Sweating

7. Feeling hot or cold

8. Shaking in the hands

9. Goosebumps

10. Heart rate increases

11. Adrenaline is released into your system creating a surge of power.

Am I Right to be Angry?

Damn right you are. You have your own perception and expectation of the world that you live in and when the reality that you live in fails to meet your expectations, then yes you have the right to be angry. Afterall, if everyone thought alike, then the world would be a pretty dull place to live. You are going to run into situations that you dont enjoy. You are going to run into people who dont respect your views and ideas. The feeling of anger is totally justified according to your beliefs and so dont repress or deny those feelings.

Having to right to feel angry does not mean that you have the right to lash out in anger by attacking the other person. You cant change the views of other people to conform to your own because, like you, they have their own right to uphold their view of the world. The best thing you can do is recognize your anger and focus it on the problem instead of your counterpart.

Key Points

Being angry or frustrated is just like being under the influence of a drug. It prevents you from rationalizing and thinking logically.

Anger is caused by a combination of an irrational perception of reality and a low frustration point.

Anger is a natural response and you have every right to be angry, but you must learn to keep that anger in check during a negotiation because once you react in any negotiation, then you lose the agreement.

About The Author

Tristan J. Loo is an experienced negotiator and an expert in conflict resolution. He uses his law enforcement experience to train others in the prinicples of defusing conflict and reaching agreements. Visit the Street Negotiation website at http://www.streetnegotiation.com or contact tristan at: tristan@streetnegotiation.com

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Cancun And Its Beaches

2007-11-26T05:29:00.000-08:00

Looking for somewhere to go this summer? Have you thought about going to somewhere where there's a nice sandy beach, where the summer sun just beats down on your head and where the jewel toned waters will cool you down? If you've been thinking beach Cancun is the way for you to go then. There's no place quite like Cancun and it's the perfect spot for you to get away from all your troubles.

Since you want the beach Cancun really should be the only place you need to look. Yes, there are other beaches in Mexico and yes there are other beaches elsewhere as well, but why spend all that money on getting to these places when you know in your heart of hearts that Cancun is the place for you to be. There's no place like home as the famous line goes and there's also no place like the beach Cancun is famous for, for spending your vacation.

If you go in the height of summer though be prepared to pay the price for that as you will have to find a spot for you to camp out in with great difficulty. Being one of the places for Americans to go along with a few other choice destinations of course, you'll find that the beach Cancun is famous for is fully loaded, even overloaded, with tourists and locals alike.

Some days it will be all you can do to get a finger in much less your beach towel and your whole body! On these days if you don't mind forgoing the beach you can go sightseeing around Cancun and avail yourself of its hospitality. There are many things you can do while in Cancun, although most of these things do tend to center around the beach Cancun also boasts of other attractions but these might not be to your taste.

You could of course always go on a tour of Cancun, or maybe even on a tour which will take you further afield. These can be just as fun ways to spend your time in Cancun as any. However since the beach is what you came for, the beach Cancun is famous for is what you should get. So if you can brave the press of people it's very easy to wriggle your way around people and find the perfect spot for you to dump your beach towel on, and then you can be away swimming in the cool waters of the sea.

Bowe provides free information on Cancun. Go and visit his site to Get information on Cancun resorts, vacation packages and much, much more.

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Adjustable Rate Mortgages - Should You Be Concerned?

2007-11-26T00:33:00.000-08:00

You may have read about many homeowners who are facing large payment increases from the initial payment structure of their loan. Payments which in many cases may be beyond their reach, you might ask, What went wrong? In order to have affordable payments entry-level buyers may have selected an adjustable-rate mortgage with a two or three year fixed term. This short-term adjustable-rate does not allow enough time for the property to appreciate in today's sluggish real estate market. The smarter choice would have been an adjustable-rate mortgage with a term of five to 10 years. However, not to all adjustable-rate loans are bad, the adjustable-rate loan has one big benefit, in that it is normally an interest-only payment structure which would save a buyer approximately $100 per month for every $100,000 borrowed and also allows payments to be reduced by the paying of principal.

Many of these adjustable-rate loan products have helped fuel the high appreciation rates of our market. And while I'm sure that in retrospect the average consumer would have chosen a product that had a longer fixed term built into it for a slightly higher payment. Now you can find adjustable mortgages with the 10 year term with very competitive pricing. When shopping for a mortgage you'll need to analyze the different programs and payments, then ask yourself how long you are expecting to be in this home. Once you've analyzed these factors, you will need to match your needs and goals to the term of your loan.

Lastly you need to understand that if you don't sell or refinance before the adjustment occurs your payment will substantially increase. What the payment will be? The note rate at the time of the adjustment is determined by adding the margin, a number usually between 2.5 and 3.5 that is determined by the bank with the other component of the rate which is the index. Typically used is the LIBOR index which changes daily. Adding these two components together will give you an approximation of what your payment will be at the time of the adjustment. If the level of this payment is going to be a concern for you it would be wise to consider taking a longer term note. Additionally you will need to understand that many loans come with a prepayment penalty, the cost of this is usually six months of interest if you pay off the loan early. Typically you can find a program that has no prepayment penalty in exchange for slightly higher interest rate. Be sure to ask which options are available and what the difference in cost for a loan without the prepayment penalty will be.

In conclusion, when you're shopping for a loan there are many factors that you need to consider when selecting the type of loan that you use. You will need to thoroughly analyze your situation, your goals, and your needs so that you can make an educated decision about what type of loan program is right for you. Keep in mind that adjustable-rate loans if used properly can have huge benefits for the borrower, but if used improperly or without respect they can endanger your financial future. So if you do decide to use an adjustable-rate loan make sure that you understand the terms and are comfortable with the idea that the payments will adjust substantially at some point.

Co-written by Randy Nathan and James Dedolph, creators of HomeSniffer.com where you can find Homes for Sale in San Diego and LoanSniffer.net where you can find the best rate and terms for Homes Loans in San Diego.

Both of these sites are a good resource for information about San Diego Real Estate.

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Transpersonal Astrology - Astrology for the 21st Century

2007-11-25T21:01:00.000-08:00

If we look at how astrology has evolved over the years we'll discover at least three different approaches. For thousands of years, astrologers have practiced what could be called the event -oriented approach. This is the predictive, fatalistic approach where we on Earth are seen as helpless victims subjected to the overwhelming forces of the planets. Thus, we need to overcome the "bad" aspects in our birth charts and avoid the predictable crises that are "caused" by the malevolent planets.

Needless to say this sort of astrology is not very inspiring or empowering. Unfortunately this is exactly the kind of astrology that many people have been exposed to! Instead of providing information about our highest potential and how to actualize it, we are left with warnings to watch out for certain transits or predictions that can dis-empower our efforts to achieve what is seeking expression from within.

Fortunately, astrology progressed into a second stage, which could be called the humanistic, or person-centered approach. Unlike the event-oriented approach, which focuses more on prediction and the "good or bad" effect of planetary influences, the humanistic approach views the individual as an essentially whole person in the process of becoming.

From the humanistic perspective the birth chart is not something that needs to be overcome nor is it to be judged in terms of good or bad. The humanistic astrologer seeks to help the individual harmonize the various aspects and functions of the personality represented by the planets, houses, zodiacal signs, and aspects. From the humanistic perspective the challenging aspects of the chart are seen as needed experiences in the act of becoming.

In Transpersonal Astrology, the third approach, the goal is not necessarily the integration or harmonization of the personality. From the transpersonal perspective, personal fulfillment is only one of many phases in the transformation process that leads to a higher level of consciousness. We all know many people that get along very harmoniously but at the same time never begin to tap their potential or share their unique contribution to society.

For those brave souls that are not satisfied with just "getting by" in life, Transpersonal Astrology offers the possibility of using each and every challenging aspect and opportunity in the birth chart as information vital to our transformation. What is revealed to us in our birth chart, from the transpersonal perspective, is our calling; our spiritual destiny.

If we are to break free of the limited sense of self that is ingrained in us by family, society and culture, we need to be willing and ready to embrace our cutting edge. In other words, we need to be willing to confront our greatest fears (challenges) that mask our greatest hope. In this case that "hope" is what each of us knows deeply, that we are truly here to make a difference and be of service to others in our own unique way.

James Jarvis, M.A. is a transpersonal counselor, master astrologer, and LifeQwest Coach who specializes in helping you "Create the Life of Your Dreams." Sign up for James' free bi-monthly LifeQwest E-zine and receive a free 12-page report, "Keys to Right Livelihood," plus monthly horoscope, coaching tips and special discounts on services. http://lifeqwest.com

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Old Radio Comedy Classics

2007-11-25T14:47:00.000-08:00

Old Time Radio Comedy ran the spectrum from the early situation comedy of Jack Benny to the country style humor of Lum and Abner and everywhere in between.

America has a lasting love affair with comedy radio and those lovable personalities that made everyone burst out laughing. Our Miss Brooks, Fibber McGee and Molly, The Life of Riley, Duffy's Tavern, Dean martin and Jerry Lewis, My Friend Irma, My Favorite Husband with Lucille Ball, Ozzie and Harriet, Abbott and Costello, The Marx Brothers, W.C. Fields, Minnie Pearl, Mae West, Amos and Andy, Bob Hope, Bing Crosby, Eddie Cantor, Al Jolson, George Burns and Gracie Allen, Father Knows Best, The Bickersons, The Aldrich Family, Bringing Up Father, Moon Mullins, Mel Blanc, Henry Morgan, Jean Shepherd, Stan Freberg and the list goes on and on!

Plus that's just the American Shows. Old Time Radio and thus Old Time Radio Comedy was a worldwide phenomena. With magnificent radio shows originating from England, Europe, Africa, Australia and elsewhere.

So, where to tap in to all of this wealth? The giant Old Time Radio archives to be found at such great OTR websites as Bookzap and Radio Treasury contain more comedy routines, shows and entertainment than most could listen to in a lifetime! These two great sites have it all and with crystalline clear sound quality. Below are just a few of the most memorable and wqell loved old time radio show collections that you can acquire on Bookzap or Radio Treasury. Below at the end of this article you can find the link to these two exemplary websites.

Jack Benny, among the most beloved American entertainers of the 20th century, was know by many as the "King of Comedy". Jack Benny was an extraordinarily sweet comedian who could crwack you up wjust by looking at you!

Our Miss Brooks was a big comedy hit on radio from the beginning. Within just months of its debute the show landed several honors. It depicted a woman comic in a new way which was niether clutzy or scatterbrained.

Fibber McGee and Molly were arguable the most loveable couple on odl time radio. The Humor was so funny and the characters so familiar and memorable that this series ran in one form or another for about full two decades.

The Life of Riley,

The Life of Riley was an early version of a typical American situation comedy, it was co-developed by Gummo the non-performing member of the Marx Brother family. The Life of Riley appeared on both radio and television in the 1940s and 1950s. It helped to introduce "nuclear family" concept to American broadcasting. THE LIFE OF RILEY was an early version of the "dumb husband" type of comedy, which is a formula often repeated still in TV sitcoms.

Duffy's Tavern

Duffy's Tavern was heard on the radio from 1940 to 1952 and was widely loved from the beginning by both critics and the working-class. Though DUFFY'S TAVERN made the transition to television in 1954, it only lasted for one season. Duffy's Tavern ran for years on radio but didn't translate as well to film or television.

An American radio situation comedy which aired on both CBS and NBC, Duffy's Tavern often featured famous stage and film guest stars. But the show almost always centered around the misadventures, schemes, and romantic missteps of the title establishment's manager, Archie, played by Ed Gardner.

Dean Martin and Jerry Lewis

Dean Martin and Jerry Lewis were a little-known vaudeville team when they made their screen debuts in a movie adaptation of the 1940s radio show MY FRIEND IRMA (1949). They became the biggest comedy team of the late 1940s and early 1950s. They were especially a popular team in the 1950s, making many movies, television appearnces, and several comedy radio performances together.

My Friend Irma

My Friend Irma, created by writer-director-producer Cy Howard, was a top rated, long-running radio situation comedy. It was so popular in the late 1940s that its success escalated to films and television.

My Friend Irma, played by Marie Wilson, tells the tales of a very dim-witted blonde secretary named Irma Peterson, and the daily high-jinx that she gets into with her various screwy friends.

My Favorite Husband with Lucille Ball

My Favorite Husband was Lucille Balls very popular late 1940s radio program which preceded her famous Lucy Ricardo character of I Love Lucy. Lucille Ball was one of radio and television's foremost pioneers, and many believe, the pre-eminent woman in the history of American comedy.

Ozzie and Harriet

Before they got their own radio show (1944), Ozzie and Harriet were regulars on Red Skelton's radio show. However, When Skelton was drafted into the military in 1944, Ozzie and Harriet were offered the vacated time slot. So they filled it with The Adventures of Ozzie and Harriet.

The children of Ozzie and Harriet were originally played by actors. But were soon the actors were replaced by their own two sons, David and Ricky Nelson.

An early portrayal of the conventional American nuclear family, with Dad bringing home the bacon and Mom cooking it for him and the kids, Ozzie and Harriet was a very popular and entertaining show for many years on radio during the 40's and later TV during the 50's.

Abbott and Costello

Abbott and Costello were among the most successful comics at making the transition from burlesque to radio and film. A quintessential American comedy duo, Abbott and Costello's work in radio, film, and television made them one of the most popular comedy teams in history. Not known for droll or witty humor, they were outright comics relying more on verbal than physical humor.

The Marx Brothers

The Marx Brothers were masters of slapstick and double entendre comedy which enabled them to get past the censors of their time. Somewhat less well know is the fact that they were also gifted they were also musicians. The Marx brothers were American radio, stage, and film stars who during the 1930's domiated comedy with their lunatic antics.

W.C. Fields,

Of comedy Fields once said, "The funniest thing about comedy is that you never know why people laugh.

After Vaudeville, W.C. Fields made many films during his career, but he also continued to perform on the radio. Fields could always deliver the clever phrase, and he delighted radio listeners with his long standing feud with Charley McCarthy.

Amos and Andy

Amos and Andy were simple down to earth characters for the purpose of comedy. They were black characters portrayed by white actors wearing blackface makeup. Amos and Andy were a very popular comedy team on radio, but NAACP objections to the show occurred because it was considered to stereotype African Americans.

Bob Hope,

Bob Hope was a comedian from the latter days of vaudeville who achieved wonderful success in radio and television. He was definately a triple-threat superstar of radio, film and television during the 1940s and 1950s. Bob Hope, was the king of the spontaneous one-liner, a beloved performer, and a great supporter of our men in uniform. Bob Hope was among the first performers to entertain the troops.

George Burns and Gracie Allen

Burns and Allen were a very popular American comedy duo consisting of George Burns and his wife, Gracie Allen. Married for forty years, Burns and Allen first met on the vaudeville circuit in the 1920's. The were considered by many to be the finest husband/wife comedy team of all time.

Father Knows Best

Father Knows Best was first a radio series on NBC Radio. The show debuted in August of 1949. Four years later, the show moved to CBS television and was a popular TV series throughout the 1950's and early 60's. It was a situational comedy in the setting of a typical Midwestern community. Father Knows Best's Andersons portrayed the ideal middle class American family.

The Bickersons

The Bickersons was a popular American radio comedy program that aired from 1946 to 1951. The battling couple may have seemed to have no business being married at all, but their show was funny and it functioned as an early prototype later comic couples as Ralph and Alice Kramden of The Honeymooners and Peg and Al Bundy of Married With Children.

The Aldrich Family

The Aldrich Family was so popular situation comedy across America that it aired for almost 14 years from 1939 through 1953.

Of course there are many more great ccomedy acts that sprung up during the golden age of old time radio. These are but a few of the the most popular in my opinion. If you want to revisit some of these shows, or thousands of other old time radio programs I highly recommend visiting Bookzap or Radio Treasury and enjoying the shows!

O.M. Wakefield, Old Time Radio Show, OTR Website Reviewer recommendations.Bookzap's Giant Collections and Giant OTR Catalogs

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Parent Guide to Eye Exams and Selecting Kids' Eyewear

2007-11-25T08:39:00.000-08:00

Since children dont usually realize when they are having vision problems, the American Academy of Pediatrics recommends that your child have a vision screening at age 3.

Dr. Thomas Soviar, O.D. of Sterling Heights, Michigan, recommends that kids have a complete eye exam at age 5 or 6, before they start school. Most states have free vision screening in school. If a child fails a screening, a referral to an eye care professional is sent home with the child.

If your child exhibits any of the following symptoms, at any age, they should be examined immediately:
Squinting
Rubbing the eyes
Eyes crossing, in or out
Tearing
Headaches
Holding reading material close to the face

A comprehensive exam, which shows how a child processes visual information, may be necessary if any learning issues surface.

If your child needs corrective lenses, eyeglasses are necessary, even if he or she wishes to use contact lenses. When choosing your childs eyeglasses, consider these points:

All kids glasses should have polycarbonate lenses, which are shatterproof for safety. Ideally, the lenses should also be transitional (lenses that darken and lighten according to the sun) to protect eyes from the sun.
Frames should be made of a flexible material. There are different brand names for this type of frame. Ask your eye care professional for suggestions. The frames bend at the bridge and the temples, which reduces the risk of breakage.
Sports goggles have polycarbonate lenses and are available with transitional lenses in prescription and nonprescription form.

A yearly eye exam is recommended for everyone, since eye problems are not always obvious. Your eye care professional can identify problems that can be corrected if detected early enough.

Karen Bianchi is a freelance writer and the editor/owner of http://www.AwesomeMomsNetwork.com To receive the free monthly Awesome Moms Network newsletter, send a blank email to subscribe@AwesomeMomsNetwork.com

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Being A Single Parent - The Opportunity Of A Lifetime

2007-11-25T02:09:00.000-08:00

How many times have you heard how difficult being a single parent is? You hear it all the time, right? Well, I'm a single parent and I feel honored and privileged to be one. In fact I consider it to be what I was born to do. Is it frustrating at times? Of course, but I've come to the conclusion that the frustration comes from being a parent. It has nothing to do with the fact that I'm a single parent. In reality, these are all just distinctions that we as humans make.

We say as a culture that there should be a mother and father raising the child, and that's the best way to go. But why do we assume that fact is true. I mean twenty-five years ago it would have been taboo to suggest that a lesbian couple adopt a baby. Today this kind of act is more and more acceptable (as it should be). This type of scenario shows me that we're growing as a culture. We're beginning to realize that the most important thing is that the child is loved, and grows up in a loving home.

The title of this article could have easily been: Being a parentthe opportunity of a lifetime, because in my mind the term "single parent" is just another distinction that this culture makes. It makes no difference if there are one, two, four, or ten people involved in the child's life, the important thing is that the child is loved.

My suggestion is simply to stop thinking of being a single parent as some sort of burden, and start to see all of the positive aspects of it. Dwelling on what we view as wrong, will only help to create more of what's wrong, and that's no good for the most important person in this whole scenario. Your child! The bottom line is that being a parent is the opportunity of a lifetime, whether your single or with a mate.

Trevor Kugler - Co-founder of JRWfishing.com Trevor has more than 15 years of business experience and 25 years of fishing experience. He currently raises his three year old daughter in the heart of trout fishing country - Montana.

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Acne Vulgaris - Definition, Causes, Symptoms and Treatment

2007-11-24T19:24:00.000-08:00

Acne vulgaris and acne is a skin problem. Some people call it blackheads, whiteheads, pimples, or zits. Acne vulgaris is an inflammatory disease of the skin.. Acne has been implicated in psychiatric and psychological processes more than most other dermatological conditions. Most young people get at least mild acne. It usually gets better after the teen years. But many adult women do have acne in the days before their menstrual periods. Acne is most common in teenagers, but it can happen at an age, even as an infant. Three out of four teenagers have acne to some extent, probably caused by hormonal changes that stimulate oil production. However, people in their 30s and 40s may also have acne. Acne vulgaris affects the areas of skin with the densest population of sebaceous follicles; these areas include the face, the upper part of the chest, and the back The condition is most common in puberty. It is considered an abnormal response to normal levels of the male hormone testosterone. The response for most people diminishes over time and acne thus tends to disappear, or at least decrease, after one reaches his or her early twenties. There is, however, no way to predict how long it will take for it to disappear entirely, and some individuals will continue to suffer from acne decades later, into their thirties and forties and even beyond.

Inflammatory acne is the result of the host response to the follicular inhabitant Propionibacterium acnes. Symptoms of Acne Vulgaris include whiteheads, blackheads, and pimples. Redness around the skin eruptions and Scarring of the skin. Pimples that are large and deep are called cystic lesions. These can be painful if they get infected. Acne vulgaris affects 85-100% of people at some time during their lives. Acne vulgaris may be present in the first few weeks and months of life when a newborn is still under the influence of maternal hormones and when the androgen-producing portion of the adrenal gland is disproportionately large. This neonatal acne resolves spontaneously. Acne starts when oil and dead skin cells clog the skin's pores. If germs get into the pores, the result can be swelling, redness, and pus. See a picture of how pimples form. Adolescent acne usually begins prior to the onset of puberty, when the adrenal gland begins to produce and release more androgen hormone.

Acne vulgaris is caused oil and dead skin cells clog the skin's pores. Acne vulgaris may also be influenced by genetic factors. Hormone-driven over-production of sebum as the main contributing factor of acne. Some cosmetic agents and hair pomades may worsen acne. Congenital adrenal hyperplasia, polycystic ovary syndrome, and other endocrine disorders with excess androgens may trigger the development of acne vulgaris. Medications that can promote acne include steroids, lithium, some antiepileptics, and iodides. Seafood often contains relatively high levels of iodine. Iodine is known to make existing acne worse but there is probably not enough to cause an acne outbreak. Still, people who are prone to acne may want to avoid excessive consumption of foods high in iodine. Chocolate, french fries, potato chips and sugar, among others, affect acne. A high GI (glycemic index) diet that causes sharp rises in blood sugar worsens acne. Masturbation causes acne and, conversely, that celibacy can cure it. True acne vulgaris in adults may be a feature of an underlying condition such as pregnancy and disorders such as polycystic ovary syndrome or the rare Cushing's syndrome.

Acne treatment depends on whether you have a mild, moderate or severe form. There are many treatment of Acne vulgaris. Azelaic acid was originally used to treat brown spots/hyperpigmentation. It is useful for comedonal acne as well as mild to moderate inflammatory acne. Erythromycin and clindamycin are excellent topical antibacterial medications that are available as pads, solutions, lotions, and gels. Benzoy peroxide products are also effective against P acnes. Oral antibiotics (taken by mouth) such as minocycline, doxycycline, and tetracycline and hormonal therapies including oral contraceptives are also be used effectively. Speaking successful treatments give little improvement within the first week or two; and then the acne decreases over approximately 3 months, after which the improvement starts to flatten out. Treatments that promise improvements within 2 weeks are likely to be largely disappointing. Short bursts of cortisone, quick bursts of antibiotics and many of the laser therapies offer a quick reduction in the redness, swelling and inflammation when used correctly, but none of these empty the pore of all the materials that trigger the inflammation.

Juliet Cohen writes articles for health care clinic and home remedies. She also writes articles on beauty tips.

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The Secret Power of an eBay Auction Title

2007-11-24T13:16:00.000-08:00

I get frequent emails from my newsletter readers wondering why their eBay auctions aren't working.

You might have the most brilliant auction description page with a fantastic set of pictures offering a superb item at an incredible price. But the page counter shows after seven days of your auction that its only been seen by 3 people. Has that happened to any of your auctions?

If it has, I always start at the same point. The auction title.

In 99% of cases, the reason for low viewing figures is that your auction title isn't smart enough.

Here are a few facts. At the end of this small list youll understand the secret power of eBay auction titles:

a) 79 million times each day buyers use eBay's search box to locate items in which they are interested.

b) eBay's standard search system takes the search words keyed in, and compares them with the titles in its database of 10 million auctions. (Note it doesnt compare them with sub-titles, or auction descriptions)

c) If an auction title doesn't contain the words keyed into the search box, the auction wont get returned in the search results list. And thats another of the 79 million searches youve missed out on!

d) If an auction isn't returned in a search list, it cant be clicked on to have the auction description viewed.

So, the whole of eBay's default search system relies on matching keywords with auction titles. And thats the secret power of auction titles. If your title contains words which buyers are searching upon, your auction will be returned time and again in search return lists.

Lets say you want to create a new auction. Remember, your auction title has three functions:

1) To contain keywords. (Number one on this list for the reason you now know!)

2) To persuade buyers to click through to your auction description page

3) To convey what the item is

To decide on the keywords to use, you have to think like a buyer. What words would be used by a person interested in searching for an item like yours?

At this stage, just list them. Don't put the words into a sentence yet. Spend as long as you like on this exercise. The more effective you are with this, the less likely you are to have one of those sleepy auctions that rarely gets a visitor.

Having listed as many keywords as you can think of, you have to decide which are the strongest. Remember, you only have 55 precious characters for your auction title.

Taking your best keywords, you now create your auction title. It's not an English exam, so it doesn't matter if it doesn't scan like a sentence.

You can add a power word or two if you've space. By this I mean words like stunning, limited edition, unique, rare, new, one-off, exclusive, distinctive, dramatic etc. These are words which can influence buyers to click through to your auction description. They wont be searched on by buyers, so use them sparingly. For the same reason, I dont advocate the use of "clever" words like l@@k or w0w!

Finally, do the words in your title convey what the item is? If so, that's it. You've created a powerful and compelling auction title. And your title will appear more often in search return lists. And, as you know, thats the key!

If you can get your auction to appear more often in search return lists, more buyers will view your auction description page. The more people that visit your auction description page, the more likely you are to make a sale at an acceptable price.

Now you know the secret power, why not create a new title today for one of your auctions? If you do, believe me youll get your fair share of the 79 million eBay daily searchers.

Brian McGregor is an eBay and internet entrepreneur. He recently created the 'eBay Master Class' for eBay sellers. For your free copy, please go to http://www.workwinners.com/ebm-request.htm

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Cialis And Erectile Dysfunction: Take Back Your Erections With Cialis

2007-11-24T07:06:00.000-08:00

Theres always something the other guy has that you might want: a cool car, a great boss, an incredible job title, or a high-tech gadget. But no matter who you are, theres one thing every guy has to deal with sometimes: the rare occasion where he cant have or sustain an erection. In fact people with high stress jobs or on-the-go lifestyles can be more susceptible to the exhaustion, flu-and-cold symptoms, or stress that can make it difficult to have sex.

For some men, though, erectile dysfunction (or ED) becomes a recurring problem. Diabetes, high blood pressure, or clogged arteries can reduce blood flow to the penis. ED can also be caused by physical blockages (like prostate enlargement), hormonal imbalance, or medications (like antidepressants). For about 20% of men with ED, psychological issues may be contributing to the problem.

Its important to realize that many of these causes have nothing to do with age. If you are experiencing problems with ED, it doesnt mean youre getting old its just a sign to make some minor changes.

Take Charge

For many of the causes of ED, managing the underlying illness or problem will be enough to improve sexual function. In some cases, however, Cialis can help with sexual activity.

Cialis works on both the muscles and the blood vessels of the penis. It encourages the blood vessels to open up so that more blood can enter the penis. Once the blood is there, the spongy muscles that make up the bulk of the penis relax so the blood vessels have room to expand, creating an erection.

Cialis will never be in control: You will.

Some men are concerned that they wont be able to control when an erection occurs... just like junior high. But Ciallis only works in conjunction with sexual stimulation. Cialis is ready exactly when you are.

More importantly though, you dont have to interrupt a relaxing moment over dinner to take a pill just in case. Cialis has been shown to work for up to 36 hours (yep, no stress.) so you can take it in the morning and not have to worry about it when youve got more important things going on!

Talk with your doctor to see if Cialis is right for you.

There are very few side effects associated with Cialis, but knowing about them can help prepare you. Rarely, men do experience muscle aches, especially in the back, after they take the pill. They should go away on their own, but if the aches hang around for more than 24 hours, give your doctor a call.

Some drugs that affect your heart and blood pressure can have serious interactions with Cialis, particularly nitrate drugs (for chest pain) and many (though not all) alpha blockers (for high blood pressure). Other drugs can also interact with Cialis, so take a list of all the drugs youre taking with you talk with your doctor about Cialis.

Youre ready to go!

Once you and your doctor have discussed Cialis and determined that its right for you, grab that prescription and head to the pharmacy! If you prefer discretion, you can fill the prescription at a reputable on-line pharmacy. Thats the end of your ED worries and the start to real sex, without the stress!

Ian Mason, owner of Shoppe.MD, your source for Cialis, drug information and support forums.

Ian is a fat-to-fit student of health, weight loss, exercise, and several martial arts; maintaining several websites in an effort to help provide up-to-date and helpful information for other who share his interests in health of body and mind.

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Vernal Keratoconjunctivitis

2007-11-24T01:19:00.000-08:00

Vernal keratoconjunctivitis (VKC) is a recurrent ocular inflammatory disease that has a seasonal incidence. It is basically an allergic eye condition, accounting for roughly 0.1 to 0.5% of ocular disease. It tends to occur more in dry, warm climates. Some people experience symptoms year round, however the peak season for vernal conjunctivitis is between April and August. VKC is a disease that affects children and young adults. VKC is associated with a 95% prevalence of concomitant eczema and an 87% prevalence of asthma and other allergic conditions. Ocular symptoms with seasonal variation (rarely present the year round are) : -
Itching
Tearing
Ropy discharge
Burning
Photophobia
Decreased vision

Other associated no ocular symptoms that can be present are-
Dermatitis
Asthma
Rhinitis

Treatment for VKC is two folds- preventive and therapeutic.
Preventive treatment includes-
Wearing dark glasses in daytime and zero number spectacles (if no refractive correction) at night time whenever leaving home.
Avoiding dusty environment
Avoid going out in the hot afternoons
Start using mast cell stabilizer eye drops as soon as the season for VKC starts to prevent severe eye symptoms
Prompt Ophthalmic consultation whenever ocular symptoms begin

Therapeutic treatment includes: -
Intensive therapy of low dose steroid eye drops in severe eye inflammation (only on prescription by Ophthalmologist)
Using mast cell stabilizer and antihistaminic eye drops
Applying cold compresses to the eyes with ice
Donot splash eyes with water (disturbs the tear film coating the eye ball)

Home remedies that help in building immunity to decrease allergic conditions are: -
Amla is rich in Vitamin C, which is good for allergic conditions.
Pure turmeric (haldi), -1/2 teaspoon a day with milk in the morning.
Eating fresh fruits and vegetables.
Avoiding packed and junk food

VKC or that matter any kind of allergy can be only controlled and not cured with medicines. The key is to control the symptoms to avoid severe form of disease and complications like corneal eye ulcer etc. As the years go by, the allergic episodes decrease and in some cases patient gets completely cured

Dr. Poonam Gupta is a certified Ophtalmologist specializing in stitchless cataract eye surgeries. She has written and presented many national and award winning international papers. She is practicing in Chandigarh, North India, and is also an active online medical consultant for various online medical web resources.

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Permission Based Email Marketing - Building A Solid Reputation

2007-11-23T19:41:00.000-08:00

This is fast becoming the most acceptable form of email based marketing. It is an excellent way to expand upon your current base of customers and provides a cost-effective method of communicating with existing clients, partners, and associates. It also allows companies to communicate with people who have explicitly opted in to receive information on specific topics.

Businesses are increasingly using permission based email marketing as their preferred method for building customer relationships while keeping their reputation intact. While everyone with a website should use email newsletters and promotions to bring their subscribers back to their site, businesses that are not online, can also benefit from email marketing. Businesses without websites can easily send newsletters, promotions, announcements and invitations by email and generate an email reply, a telephone call, an appointment or a personal visit. A professional email tool can save your business time and money, and simultaneously provide a wealth of intelligence about your customer base. Permission based email marketing will get you in the door and help you to establish long-term customers and clientele (which is what growing a successful business depends on). Confirmed opt-in validates that an email list is truly permission-based, and it has become the standard for qualifying a list as a legitimate, non-spam means of business communication.

Permission based email marketing is not spam, because you will only send emails to those customers and prospects that give you permission to send communications to. Sending spam can ruin your organizations reputation and brand value regardless of your companys size, scope, or current image. Compared to spamming, permission-based email marketing is more effective, less intrusive and is received by prospects easier. People can opt-in through a form on your web page, in personal meetings where they add their name, email address and check a "consent" box, or over the phone when it's possible to record proof of the conversation. There are two forms of opt-in mailings, single opt-in and double opt-in. A single opt-in list is created by inviting members to join via a web form; once they submit the form, they're signed up for the list. A double opt-in requires two explicit actions on the part of the recipient granting permission: First, the recipient must formally opt in by filling in a web form with their name and email address. Next, the recipient will receive a subsequent email confirming if you want to receive further information clicking a link thus confirming that they want to receive your communications. It's the most stringent form of opt-in but ensures that your recipients are who they say they are, and really want to sign up for your communications.

Permission based email marketing is legal, while sending unsolicited commercial email is illegal in a growing number of states across the country. It's clear that permission based email marketing is becoming a preferred sales communication of consumers.

Are You Seeking An Internet Home Based Business Opportunity? Steve Gitto wants you to discover how to start or grow your very own successful internet home based business and learn to build a online residual income right from the comfort of your own home!

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Importance Of Routine Dental Visits

2007-11-23T13:25:00.000-08:00

We all are aware of having a good dental care, but it is as well important to keep up on your routine dental visits as tooth decay is one of the most common of all the disorders, second only to the usual cold. It usually occurs in children and young adults but in fact can affect any person. It is the most vital reason of tooth loss even in the younger age people. Plaque starts to build up on teeth with in 15 minutes after consuming food (the time when most bacterial activity takes place). If this plaque is not removed carefully and routinely, tooth decay would not only start but as well flourish further.

The acids available in plaque liquefy the enamel surface of the tooth and generate holes in the tooth (cavities), result in tooth decay. Cavities are generally painless until they grow extremely big inside the tooth and wipe out the nerve and blood vessels in the tooth. If left untouched, a tooth swelling could even develop. Untreated tooth decay as well further destroys the interior structures of the tooth (pulp) and in fact in the end causes the loss of the tooth.

Most cavities may be discovered in the early stages when routine checkups take place. The surface of the tooth might be softer when probed with a sharp instrument. Pain might not even be present until the advanced stages of tooth decay take place. Dental x-rays might show some cavities before they are able to be seen to your eye.

Periodontal (gum) diseases, together with gingivitis and other periodontitis, are actually very serious infections that, left untouched, could seriously lead to tooth loss. The word periodontal factually means "in the region of the tooth." Periodontal disease is an unceasing bacterial infection, which affects the gums and as well the bone supporting the teeth. Periodontal disease could further affect one tooth or many teeth. It starts when the bacteria in commemorative inscription (the sticky, colorless film, which constantly forms on your teeth) causes the gums to become inflamed. Hence having a regular visit to your dentist is very important for good health and good dental.

Jos Sree is a seo copywriter having more than 3 years of experience in this field who is currently working for the site usadentalcare.com. For further information on dental care, affordable dental plans and dental providers please visit http://www.usadentalcare.com or contact me through mail to: jos.sree@gmail.com

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Classes of Motor Homes and RVs

2007-11-23T08:01:00.000-08:00

When considering which motor home or recreational vehicle is appropriate for you, there is a great deal of information to sort through. In Canada and the United States, leading RV dealers supply vehicles made by more than 80 manufacturers, in at least nine distinct classes.

Smaller, used vehicles can start as low as $5,000, while new, high-end models can fetch more than $300,000 at sale. The most gratuitous vehicles which, among other luxuries, are capable of storing a small car within the main "hull" have been known to cost several million dollars! The features offered by the vehicles of different size, class, and make vary a great deal, and it is always wise to make your purchase knowing that you are an informed buyer.

There are nine different RV classes you should be familiar with when shopping around. The first three of these are what are strictly known as motor homes, although it is still correct to call some other classes of RV a motor home. Class A motor homes are usually built around a commercial sized truck or bus chassis and are usually more than 30 feet long. A second-hand unit can be found for as little as $11,000; however, Class A motor homes will be found between $100,000 and $300,000 when new.

Class B motor homes are smaller, usually between 19 and 30 feet long. You can easily recognize Class B vehicles by the more common name of camper vans. Built around a modified conventional van body, a new one will usually cost between $30,000 and $70,000.

Class C motor homes are more similar to Class A, being built on a truck chassis between 21 and 35 feet long, costing anywhere over $50,000 new. They are distinctive in that they always have a section which overhangs the truck's cabin, making the most of the available space.

The next largest class of recreational vehicle is what is known as a 5th wheel trailer. This is an RV trailer which hitches onto the back of a truck with a semi-trailer coupling. These are typically the heaviest-duty trailer hitching available, used by the largest trucks, and suitable for a large RV with a relatively heavy load. 5th wheel trailers are often modified from some other original vehicle, so prices and sizes vary, but they are usually between 30 and 40 feet long, fetching anywhere between $30,000 and $100,000.

Fifth wheels have the advantage of being able to unhook from the vehicle towing it, giving you much greater flexibility in how you use both your motor home, and your towing vehicle. Note that a 5th wheel coupling is unsuitable for retrofitting to most types of vehicle, so the preferred towing vehicle is a light commercial truck or something similar.

Next, are the smaller caravan-style trailers ranging from 13 feet to around 30 feet. These include the smallest class, folding campers, that have extensible fold-out awnings when deployed, and can be found for between $5,000 and around $20,000. These represent the lightest type of RV you can normally find. Slightly larger are bi-fold, conversion vans, and travel trailers - each of these is typically sized less than 30 feet.

Conversion vans resemble a really large camper van or light bus, and are available for around $90,000. Bi-fold RVs are large trailers of around 30 feet when deployed, but which are towed when 'folded' to make them much shorter and lower profile which makes them lighter, and easier for you to tow. Bi-folds and travel trailers are each usually found for between $15,000 and $40,000, and like conversion vans, may need external hookups for water, waste, and power, frequently available at properly equipped trailer parks.

With dozens of different types of RVs available, you are sure to be able to find a motor home or other recreational vehicle to suit your needs, whether you're a retiree, camper, on a college road-trip, move around a lot for work, or you're after a low-cost housing solution. Budgets can range anywhere between five thousand to three million dollars, depending on your needs.

Bankston Motor Homes has provided sales, service and satisfaction for motor home owners and enthusiasts since 1970. Visit us at http://www.bankstonmotorhomes.com to see our great selection of Class A, Class B, and Class C motor homes toy haulers, travel trailers and 5th wheels.

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Beach Vacation

2007-11-21T20:07:00.000-08:00

Theres nothing like lying on a sun-drenched beach, lying down under the shade of a palm tree with a warm sweet breeze soothing you and a nearby waiter bringing you pina colada cocktails and fresh seafood. Its a slice of heaven on earth. It doesnt matter where the beach is Hawaii, Florida, France, the Bahamas, Greece, Spain or anywhere in the Pacific. as long as you can see the relaxing waves on the ocean and soak up the sun. Its an image worthy of a dream vacation.

So whats keeping you? For lots of people, its the prohibitive cost of staying at a beachfront hotel. The expensive costs of these places is enough to prevent many from pursuing their dream beach vacation. But there are other ways, too. One of the alternatives that will help you save yet still retain that beach front location is through beach vacation rentals.

They are clean, well-furnished and comfortable, and theres nothing that beats their proximity to the beach. Besides, living in someones home does have its advantages over renting an expensive single room at a hotel. For one thing, you have more bedrooms to occupy, lots more room for entertaining and what-not, as well as kitchen facilities. For an entire family, beach vacation rentals can mean substantial savings.

If you think looking for a viable beach vacation venue to rent is a difficult task then it is my pleasure to correct you. Perhaps the easiest way it to get in touch with a real estate agency in the city you are eyeing for your vacation. These agencies often have a listing of available beach vacation rentals, complete with photographs, rental rates and other pertinent information. You may even try to find and communicate with these real estate agencies online.

Another way is to surf the city websites of the place that you plan to visit since these usually have business directories that list everything from your neighbourhood barber to the fanciest restaurants in town. Of course, the real estate agents and agencies will be listed there as well and, if youre lucky, so too will a roster of available beach rentals. Hey, if you can avoid using a real estate agent, then thats extra savings to spend on the beach, right?

Most beach rentals are for a week or less and, if you are planning to stay longer, you can probably get a discount on your rental rate. Some of these rentals even offer a staff that will cater to your every need.

http://www.myrecreationweb.com is a recreation portal providing recreation related articles and information.

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Show Your Pink Ribbon!

2007-11-21T14:09:00.000-08:00

Youve seen them on the lapels of celebrities at awards shows. Youve seen them as jewelry, as magnets, as pictures on grocery items. Theyre those little ribbons that show the wearer is a supporter of the cause the ribbon represents.

It all started with the red ribbons in support of the fight against aids. Now weve got yellow ribbons and blue ribbons and purple ribbons. Today, we will talk about pink ribbons those that show your support in the effort to find a cure for breast cancer.

The breast cancer ribbon is a favorite among women. This is because this disease has hit home to almost everyone. If you dont have a family member affected by breast cancer, you have a friend or co-worker who has. Youd be hard pressed to find anyone in America who doesnt know someone who has had breast cancer. Unfortunately, its almost as hard to find someone in America who hasnt known someone who DIED from breast cancer. Breast cancer occurs in more people than any other cancer except skin.

This is especially difficult, because we know that early detection might very well have saved our loved ones. This is what the pink ribbon is really all about. Yes, maybe weve lost someone. Maybe we just had a close call. Maybe were concerned for someone or ourselves right now. But the point is, wearing the ribbon might just remind another woman to get that mammogram shes been putting off. If just one woman did a self examination because she saw a pink ribbon pin on a co-worker that day, it was the most successful clothing choice ever made!

Wearing a pink ribbon might just save a life.

The pink ribbon is an international symbol for breast cancer awareness. You can wear your pink ribbon in any country; it has universal meaning. No one or no company owns the rights to the pink ribbon. In fact, companies who use this symbol each add their own flair. Avons pink ribbon doesnt look exactly like Estee Lauders. But theyre both recognizable as symbols of support for breast cancer issues, treatment and especially for finding a cure. And portions of the sale of each go to breast cancer research.

National breast cancer awareness month is October. Pink Ribbon Day is always on the fourth Monday. This is the culmination of the month and is the biggest day of activities, education and fundraising, all in support of breast cancer research. You can help by wearing your own pink ribbon. Let your community know you care. When people ask, tell them all about the great work that is being done to cure breast cancer, the second biggest killer of women. Make sure they know that they can do their part in this great cause just by buying a pink ribbon of their own.

So this October, buy a pink ribbon or make a pink ribbon. Wear it proudly as you contribute to this very worthy cause. Stamp out breast cancer in our lifetime and do it with a pretty pink ribbon!

Michael Russell
Your Independent guide to Breast Cancer

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Direct Email Marketing List-Building Tips for Targeted Opt-In Solutions

2007-11-21T07:18:00.000-08:00

One of the greatest challenges in direct email marketing is building your list. Your most valuable asset is a list of people who have given you their permission to email them periodically. The larger that list is, the better. Here are some proven ways to add opt-in subscribers to your email lists each day.

1. Offer two incentives.
You need to give your prospects and clients two incentives for subscribing to your email list. The first incentive is the one you offer in exchange for their email address. Offer a discount, white paper, special report, coupon or other attractive premium and youll see your sign-up rates climb.

The second incentive is your content. Describe the value that each email message delivers. If you publish an email newsletter, for example, describe the articles, feature stories, editorials, case studies and other valuable content that will motivate people to subscribe.

2. Make every email an invitation.
Every time you correspond with your clients, prospects, vendors and other key audiences by email, include a convenient way for them to opt-in to your list, giving you their permission to market to them more regularly.

3. Put a sign-up box on every webpage.
If you check your weblogs youll discover that many of your unique website visitors arrive at your site on a page other than your homepage. You need to capture these people regardless of the page they arrive on. So include an email opt-in box on every page, in a prominent place. Pay special attention to your product pages, and pages that visitors land on after clicking a link in a list of search engine results.

4. Embed opt-in links in body copy.
Figure out the webpages your visitors are most interested in, then find a way to embed a link to your email newsletter in the body copy on the page. A good example is this article youre reading, where at least one mention of our email newsletter could be a link to your newsletter sign-up page. Youll find mine at www.sharpecopy.com.

5. Test your opt-in offers.
I met a man at my sons soccer practice who said the three most popular sellers on the Internet are porn~, poker* and pills_. You need to discover whats popular with your potential subscribers, what will motivate them to sign up for your email newsletters. The best way to do that is to rotate your opt-in incentives and the language you use to describe them, testing each one to see which incentives pull the highest number of opt-ins (and the lowest number of subsequent unsubscribes, since some incentives, if too attractive, attract too many incentive-collectors).

About the author
Alan Sharpe is a direct mail copywriter who helps business owners and marketing managers generate leads, close sales and retain customers using direct mail marketing. Learn more about his creative direct mail writing services and sign up for free weekly tips like this at http://www.sharpecopy.com.

2006 Sharpe Copy Inc. You may reprint this article online and in print provided the links remain live and the content remains unaltered (including the "About the author" message).

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Four Premium Exotic Places for Honeymoon Vacations

2007-11-20T17:42:00.000-08:00

A honeymoon is an unforgettable holiday that every newly married couple embarks on, before establishing their marital life. Although a honeymoon is a traditional idea, nevertheless it carries romantic sentiment and in some cases, honeymoon holiday packages are also gifted to the newly weds by parents and relatives.

Choosing a honeymoon vacation destination can be a little confusing, but there are travel agencies out there who offer wonderful honeymoon packages. There are a number of exotic places that a couple can visit and travel agents are the best informed to help with the final choice. The US alone has so many exquisite places to visit.

Hawaii has been ranked as the number one honeymoon destination for decades now. Sun-kissed beaches, azure water, hidden coves, world class accommodation and the delicious cuisine make Hawaii special. Popular and incredibly beautiful, Hawaii is a lovers paradise. For those who are sports enthusiasts, Hawaii is the place to be in to enjoy amazing water sports. Hawaii is one of natures perfect creations and the weather is simply perfect all year round.

The places worth visiting in Hawaii are Waikiki and Maui islands that display the islands culture and natural beauty. There are many luxurious accommodation options in Hawaii that offer wonderful packages and benefits like Halekulani, Hyatt Regency and the Kahala Mandarin Oriental Hawaii, to name a few.

Niagara Falls is another perfect destination for honeymooners. Niagara Falls is both, beautiful and economic and its panoramic view can be viewed from the US as well as Canada. The main attractions at Niagara Falls include the Maid of the Mist boat cruise that screens an enjoyable feature film from IMAX about the history of Niagara Falls. The other must-see attractions are:

- The Guinness Book of World Records Museum

- Mystery Maze

- The Haunted House

- The House of Frankenstein

You should not forget to visit New York while you are at Niagara Falls. You will get a lot of room to splurge on shopping, restaurants and some of the worlds best theaters.

Florida may be ranked third, but no other destination can compete with Florida in terms of the warm festive ambience that it extends to its guests. Florida offers something for everyone and its itinerary of must see places is so long that tourists are often confused about where to go and what to leave out. Starting from Walt Disney World to the wonders of Orlando, Palm Beach, Miami, Daytona and the Florida Keys, the place is amazing. Along with sightseeing, Florida also offers all its guests lavish accommodation and the most exhilarating assortment of water sports.

Las Vegas is at number four not because it lacks something, but because it has a bit more than a couple on a honeymoon can expect. Las Vegas is also famous as the city that never sleeps and is known for gambling and quick weddings, besides sightseeing. This city offers every couple on a honeymoon an experience of a lifetime.

Apart from these places, other hot honeymoon destinations in the US are California (Wine Country), Pennsylvania (Poconos), Louisiana (New Orleans) and almost all the southern states on the Gulf Coast.

Peter Wilson pens principally for http://www.alicante-spain.com , an online publication on the topic of Benidorm , Costablanca and other themes. From his detailed publications, the writer proofed his knowledge on issues associated with Costa Blanca and Benidorm.

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